Payment Ownership

Non-Custodial Rails

Available

Accept payments without surrendering custody of your funds.

Non-Custodial Rails helps merchants implement payment systems where settlement remains under their control instead of being held by intermediaries.

Capabilities

Features

Merchant-controlled settlement
Wallet ownership
Self-hosted options
Direct payment flows
Reduced counterparty risk
Payment sovereignty
Technical

Specs

CategoryPayment Architecture
AudienceMerchants
DeploymentInfrastructure Strategy
OutputMerchant-Owned Settlement
Product surface

Screenshot

Non-Custodial Rails screenshot

Non-Custodial Rails screenshot

Topology

Architecture

Customer Payment → Merchant-Controlled Rail → Merchant Wallet → Settlement

  1. 01Customer Payment
  2. 02Merchant-Controlled Rail
  3. 03Merchant Wallet
  4. 04Settlement
The problem

Many businesses discover too late that their processor ultimately controls access to their money.

Objections

FAQ

Does this eliminate processors?
Not necessarily. It reduces dependency and increases merchant control.
Who holds the funds?
Settlement is designed to remain under merchant ownership.
Interested in Non-Custodial Rails?
Tell us what you are running today and we will confirm whether Non-Custodial Rails fits your stack.