Payment Ownership
Non-Custodial Rails
AvailableAccept payments without surrendering custody of your funds.
Non-Custodial Rails helps merchants implement payment systems where settlement remains under their control instead of being held by intermediaries.
Capabilities
Features
▸Merchant-controlled settlement
▸Wallet ownership
▸Self-hosted options
▸Direct payment flows
▸Reduced counterparty risk
▸Payment sovereignty
Technical
Specs
CategoryPayment Architecture
AudienceMerchants
DeploymentInfrastructure Strategy
OutputMerchant-Owned Settlement
Product surface
Screenshot

Non-Custodial Rails screenshot
Topology
Architecture

Customer Payment → Merchant-Controlled Rail → Merchant Wallet → Settlement
- 01Customer Payment
- 02Merchant-Controlled Rail
- 03Merchant Wallet
- 04Settlement
The problem
Many businesses discover too late that their processor ultimately controls access to their money.
Objections
FAQ
Does this eliminate processors?
Not necessarily. It reduces dependency and increases merchant control.
Who holds the funds?
Settlement is designed to remain under merchant ownership.
Read next
Related
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